Comments on: Hospitalization Only Insurance Vs. Catastrophic Insurance

By: Insurance Pickle.com

Insurance Pickle.com — Sun, 27 Sep 2009 07:05:59 +0000

Don’t. Stick with major medical coverage. A limited benefit policy is like telling your car insurance company that you want to be covered if you hit a tree, but not if you hit a deer…even if it costs the same to repair the car.

Doing it with health insurance doesn’t make sense either. If you want to save money cover all conditions and scenarios and up your deductible. If your employer isn’t paying at least half of your insurance then you shouldn’t be getting it through work anyway.

Try the comparison on my site and you’ll see what I mean. I requires no personal information to use.

Oh, and just up your deductible if you want to cut cost (at least to something that makes sense). Use a broker to help you determine the best course of action. A good one will let you know when the work coverage IS actually better.
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By: mbrcatz

mbrcatz — Sun, 27 Sep 2009 07:03:59 +0000

Rather cheaply, means about half the going rate for a low/no deductible plan.

If you’re looking for $25 a month, it doesn’t exist.

You need to talk to a local health insurance broker, who can help you out with this . . . but I’ll tell you, the new carrier will exclude coverage for any preexisting conditions, and unless you’re under 30 and healthy, the new policy will cost MORE than the plan through your employer.
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By: super_foxhill

super_foxhill — Sun, 27 Sep 2009 07:01:59 +0000

its good to contact a health insurance broker. there you will get the all. otherwise you might be get caught with some questions.
References :
http://www.beealive.com

By: Dick A

Dick A — Sun, 27 Sep 2009 06:59:59 +0000

healthplans.my-age.net – here is my health insurance plan. As I remember they can provide such a service.
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By: jlf

jlf — Sun, 27 Sep 2009 06:57:59 +0000

If you're asking for a high deductible health plan (HDHP), see an insurance broker that handles individual plans.
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By: Brian W

Brian W — Sun, 27 Sep 2009 01:55:34 +0000

Does anyone know where I can get catastrophic health insurance at?
I am thinking about switching from my major medical health insurance plan to my employers limited benefit health insurance plan in order to save money. I would like to have a catastrophic health insurance plan to cover hospitalizations. Does anyone know where I could get such a plan rather cheaply?
After looking around and comparing prices I am going to stick with my major medical plan. One company offered me a major medical plan with a $5000 deductable for $90 a month and that was the cheapest one. My current policy is only $170 and I have an out of pocket max of $6500. So I might as well keep it.