Family Health Insurance
Apr
27
Affordable Family And Individual Health Insurance
April 27, 2009 | 6 Comments
If you don’t already have any type of health insurance plan, or know someone who does and who can refer you to a great health insurance company, the quickest way to get a quote is to probably search for one on the Internet.
When you search for affordable family and individual health insurance on the Internet, you’ll to be required to answer several questions before you can get your family and individual health insurance quote. Those questions include, but are not limited to:
Greg Haehl
http://www.articlesbase.com/finance-articles/affordable-family-and-individual-health-insurance-82836.html
Comments
6 Comments so far
what is the best individual health insurance?
im looking for an affordable good health insurance, i currently have a family plan with my employer but its expensive are there any individual plans out there that are affordable what are they? thank you?
all them are different.
I think blue cruz
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There is something called the “golden rule” from United Health care and it’s not bad. Whatever you do not go on BCBS. They are scam artist. I have them and they don’t pay for anything even though I pay almost $400 a month.
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There is no one best individual health insurance; you’ll need to find the one that’s best for you.
Shopping for health insurance is like shopping for a new car. Both health insurance companies and automobile manufactures offer a variety of product, from the basic low end model all the way up to the model that’s fully loaded with all the options. If you don’t need all of those options you can lower your premium by getting the basic or intermediate level insurance. You just need to make sure you know what you’re getting. To be sure visit a local agent that works with all the major companies in your area. The agent can find the best plan for you after talking with you for a few minutes where it can take you days to research all of the options on your own. There is no extra charge using an agent.
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Independent Agent
If you have school age children, United Healthcare offers “kids only” health insurance plans that provide children’s coverage for sickness and accidents. Their plans are written through school districts and many private K12 schools throughout the US. Their health plan is designed to be affordable, at just $98 every 2 months. Check out http://www.k12studentinsurance.com to see if your child’s school district (or private school) is participating. Click on the “Plans & Pricing” tab, enter the district name or private school name and the state in the search box and review the plans. If you don’t find your child’s school district, call UnitedHealthcare StudentResources at 888-282-5957 to see about adding it.
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http://www.k12studentinsurance.com
Find an insurance broker that does business in your state. A good broker can show you every plan that’s available, help you with the application process, and help you down the road as well.
They cost nothing to use (as they’re paid by the insurance company) and since insurance is regulated they give you the carrier direct rates.
You can also look on my site for information, application tidbits, and in some cases and states you’ll find pricing info from different carriers.
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